Financing · Business Term Loan

A lump sum now. Fixed payments you can plan around.

Receive a large lump sum deposited up front and repay it through fixed, predictable payments over a set term. Simple, structured, and easy to budget for.

Business Term Loan

Predictable capital for a defined purpose.

A business term loan gives you a single, sizeable deposit of capital with a clear repayment schedule. You know the payment, you know the term, and you know the total cost from day one — making it ideal for planned investments.

Use it for expansion, equipment, hiring, build-outs, or any project where you need real capital and certainty about the cost.

How it’s structured
Lump sum
Up frontOne sizeable deposit at funding
Fixed
PaymentsThe same predictable amount each period
Set term
ScheduleA defined repayment timeline
Why owners choose it

The advantages.

  • A large lump sum deposited up front for bigger moves.
  • Fixed payments make budgeting and forecasting simple.
  • Clear, defined term — you know the finish line.
  • Great for one-time investments with a measurable return.
Best for:ConstructionManufacturingMedical & Dental
Minimum requirements
1yr+
Time in businessOne year of operating history
500+
Credit scoreA wide range of profiles welcome
$15K+
Monthly revenueConsistent gross monthly sales
What you’ll need

Approval takes two documents.

  • Last 4 months of business bank statements
    So partners can verify real, recent cash flow.
  • A signed funding application
    A few minutes to complete online.
  • Same-day approvals
    Decisions are typically returned the same business day.
  • Funded in 24–48 hours
    Funds typically deposit within 24–48 business hours of a signed contract.
Compare options

Not sure this is the right fit?

See your offers.

One application puts your profile in front of our preferred network of lenders and funders. Approvals are typically same day.

Apply now