Frequently asked questions

Straight answers, no runaround.

Everything you might want to know about how the marketplace works, what you need, and how fast you can be funded.

No. Bridge Business Capital is an open marketplace and referral platform. We connect you with our preferred network of independent lenders and funders, who provide, underwrite, and service all financing. We help you compare options and guide you through the process — the funding itself comes from our partners.

To get started, a business should generally have at least one year in business, a personal credit score of 500 or higher, and at least $15,000 in gross monthly revenue. Meeting these does not guarantee approval, which is determined by the funding partner.

Typically just two things: your last four months of business bank statements and a signed funding application. The bank statements let our partners see your real, recent cash flow, and the application takes only a few minutes to complete.

Approvals are typically returned the same business day once your application and bank statements are received. Timelines can vary by partner and by the completeness of your submission.

After you sign your contract, funds are typically deposited within 24 to 48 business hours. Exact timing depends on the funding partner and your bank.

Through our network you can access revenue-based financing (repaid as a percentage of sales), business term loans (a lump sum with fixed payments), and business lines of credit (draw capital as you need it and pay only on what you use).

Not at all. Submitting an application simply lets our network review your business and present options. You are never obligated to accept any offer that comes back.

Funding amounts depend on factors like your monthly revenue, time in business, and the partner’s review. Many businesses start in the $15,000 to $500,000 range, but the amount you qualify for is determined by the funding partner.

Our preferred industries include retail and e-commerce, restaurants, medical and dental, construction, transportation, manufacturing, auto repair, salon and beauty, and education. If you don’t see yours but meet the baseline requirements, it’s still worth applying.

We take privacy seriously. The information you share is used to match you with appropriate funding partners and process your request. See our Privacy Policy for full details on how data is collected, used, and protected.

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