Financing · Business Line of Credit

Capital on standby. Pay only for what you use.

Get approved for a credit limit and draw from it whenever you need to. You only make payments on the amount you actually use — and as you repay, your available credit replenishes.

Business Line of Credit

A revolving safety net for the unexpected.

A business line of credit gives you access to capital when you need it without taking it all at once. Draw what you need, repay it, and draw again — you only pay on the balance you’ve actually used.

It’s the most flexible product in the marketplace: perfect for managing cash-flow gaps, covering surprise expenses, or jumping on short-notice opportunities.

How it’s structured
Revolving
AccessDraw, repay, and draw again as needed
Use-only
PaymentsYou pay on what you draw, not the full limit
On demand
SpeedCapital ready the moment opportunity strikes
Why owners choose it

The advantages.

  • Access capital the moment you need it — no reapplying each time.
  • Only pay on what you actually draw, not your full limit.
  • Revolving access — repay and the credit becomes available again.
  • An ideal buffer for seasonality and uneven cash flow.
Best for:Auto RepairSalon & BeautyTransportation
Minimum requirements
1yr+
Time in businessOne year of operating history
500+
Credit scoreA wide range of profiles welcome
$15K+
Monthly revenueConsistent gross monthly sales
What you’ll need

Approval takes two documents.

  • Last 4 months of business bank statements
    So partners can verify real, recent cash flow.
  • A signed funding application
    A few minutes to complete online.
  • Same-day approvals
    Decisions are typically returned the same business day.
  • Funded in 24–48 hours
    Funds typically deposit within 24–48 business hours of a signed contract.
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